The post-Affordable Care Act employee benefit environment is complex, competitive, and dynamic. TMA Benefit Services works with companies to positively direct the course of their benefit programs through strategic planning, insight and execution. In these complex times, the demands and challenges on Executive Management and Human Resources are greater than ever, requiring the involvement of an experienced benefit consultant.
Current insurance industry market research shows prospective employees now place equal value on benefits and wage when considering an employer. The underlying message in that data is that employee benefit offerings are critical in attracting and retaining top talent. While companies are often subject matter experts in all areas of their business, they can feel adrift when looking into group insurance. Those moments of employer uncertainty about insurance are when the need for a trusted advisor is paramount.
The team of experienced insurance professionals at TMA-BSI help employers explore all options when constructing a benefits offering. Benefits suites extend far beyond simply offering health insurance. Not only can TMA Benefit Services help a client craft the most logical health insurance program based on cost and plan design, but then takes its analysis to the next level. Companies must consider what additional insurances to offer on a contributory basis, and what offerings to make available on a voluntary basis. The goal is to attract and retain top talent with a breadth of benefit offerings while always being mindful of the employer’s bottom line. Coverages to be considered at this time include:
- Health Indemnities
- Legal Advocacy