Voluntary Insurance Programs IllinoisVoluntary insurance works hand in hand with major medical plans to help ensure individuals who are sick or hurt have the funds needed to pay health-related costs their primary insurance might not cover, as well as other out-of-pocket costs. After all, when a medical event occurs, there are deductibles, copayments and treatment costs that may not be covered to consider – not to mention the bills that continue to roll in even if an individual is too ill or injured to work.

Some benefits of offering voluntary coverage:

  • Fill gaps of a limited employee benefits package
  • Pre-tax dollars may be used to pay for these plans
  • Added no-cost benefit selection that could help in employee retention
  • Protection for families during the event of a death or serious injury

Voluntary Benefits can be:

  • Dental
  • Vision
  • Short-term disability
  • Long-term disability
  • Accident
  • Critical Illness
  • Cancer/Specified Disease
  • Medical Bridge
  • Hospitalization